Thank you, David!

We've been adding so many unnecessary layers of complexity to our economy, it's damn near unrecognizable...

Even looking back as recently as the early 90s, before commercial banks went crazy on the investment banking buzz, things were so different (and much more amenable to everyday people). But the "financially literate" understood how to work the system for their benefit, and one "innovation" at a time started building that economic vacuum to suck up all the loose change from the "financially illiterate"

There's now so much at play, just learning about how money works is an (intentionally?) exhausting exercise. Especially in the post-COVID era...

Thanks for the read & comment.